HB Senior Living & Healthcare Guide 2014
We’re all getting just a bit older each day, and with it comes all of the joys and hassles of aging. Our Senior Care Guide 2014 will help you plan for you and your loved ones’ retirement and beyond with tremendous insights and services from Hawaii’s leading senior care providers.
When was the last time you updated your understanding of retirement? From the cuisine to the accommodations, senior living has come a long way in the past few decades. These days there is an array of options to suit your current and future needs and particular preferences. From services and treatments that cater to those wanting to age in-home to vivacious communities where seniors are as active as they ever were before they retired, the options for retirement and beyond are nearly limitless.
This year’s Senior Care Guide covers services from daytime care to lifetime care and provides advice and insight about how to choose the right options for you and your loved ones as you think about your future.
Arcadia has been a leader in senior care since it opened in 1967. It is Hawaii’s first and only accredited Continuing Care Retirement Community (CCRC). Today, as a family of seven non-profit companies, Arcadia provides comprehensive senior care from in-home assistance and adult day care programs to senior communities, including the recently renovated and lovely Arcadia Residence on Punahou Street and the newest senior community at 15 Craigside.
Arcadia’s life care and lifetime residency program ensures a full continuum of care—from an extra pair of hands in your residence to licensed assisted living, nursing care, long-term care, and special care for those seniors who develop memory challenges such as Alzheimer’s and various forms of dementia. “The best gift that you can give to yourself, your family, and friends, is a life care contract at Arcadia or 15 Craigside,” says Emmet White, President and Chief Executive Officer for the companies. “It’s something you invest in over time, akin to saving up for the down payment on a home, and it’s one of the most compassionate ways to make sure you and your loved ones can enjoy your senior years with security and peace of mind.”
White speaks to various organizations and businesses, offering some seasoned insight, to unravel what can be a very difficult issue. “Indeed, the privilege of growing older comes with a price. In addition to being something we talk about with loved ones, this should also be a topic that is part of the workplace curriculum,” he says. “We need to be constantly weaving conscientious and responsible preparation for our golden years into our cultural fabric. A good rule of thumb is that by our 40s, we should be looking at our options seriously and saving for retirement and senior care.”
Get to know Arcadia at www.arcadia-hi.org and 15 Craigside at www.15craigside.org.
Darlene E. Canto
“Our long-term vision is to inspire active aging,” says Darlene Canto, Director of Marketing and Community Outreach at the renowned Kāhala Nui. “That is, we strive to optimize opportunities for cognitive and physical health and increased life satisfaction throughout older adulthood. Here at Kāhala Nui our residents tend to love life and often get involved in social, economic, cultural, spiritual, and civic affairs. It keeps them young at heart and vibrant.”
The benefits of active aging are compelling: injury prevention, social connectedness, increased health, and better quality of life. To that end, Kāhala Nui remains committed to extending its hallmark care and compassion to seniors both within and outside of its own gracious walls. Last year, for example, Kāhala Nui residents and associates served Hawai`i’s kūpuna by assembling gift bags for Palama Settlement’s homebound seniors, participating in the Hawai’i Meals on Wheels program, and turning out for the Walk to End Alzheimer’s, among many other events and contributions.
Perhaps it’s that attention to service and adding value to the lives of seniors that has made Kāhala Nui one of Hawai`i’s most sought after retirement communities since opening its doors in 2005. Located in the heart of Kāhala, its programs includes lifelong residency, estate preservation (with a 90percent refundable resident deposit that is returned to the resident’s estate or family), priority access to assisted living and comprehensive nursing, and quality health care at a significant discount. Not to mention a full schedule of activities and classes.
“I am seeing more and more young seniors on our waitlist. The baby boomer generation has the skill set to sift through many options to find a solution that best fits their needs,” Canto says. “So, it’s exciting that their desire to be active and maintain their well-being throughout retirement is in alignment with our vision for active aging.”
Visit Kāhala Nui online to see why it is Hawai`i’s number one choice for kūpuna care: www.KahalaNui.com.
Tricia Medeiros (the Plaza’s regional Director - front), and The Plaza’s property administrators (back row, l-r): Dawn Meaney (The Plaza at Mililani), Ashley Yokoyama (The Plaza at Punchbowl) and Shannon Miyazaki (The Plaza at Moanalua)
The Plaza Assisted Living
“The founders of our organization started The Plaza Assisted Living for their aging parents, at a time when there were limited senior-living options in Hawaii. It became their mission to provide viable living options for Hawaii’s seniors in the neighborhoods they love, while also making it affordable,” says Tricia Medeiros, Regional Director of The Plaza Assisted Living.
With three renowned locations in operation—at Punchbowl, in Mililani, and Moanalua—The Plaza Assisted Living will open its fourth monthly rental community for seniors in Pearl City this fall. The new location (at 1048 Kula street, adjacent to The Pearl Highlands Center) will accommodate 158 residents and offer all of The Plaza’s hallmark programs —independent living, assisted living, memory care, and short-term respite care—that have made the company a go-to choice for Hawaii families since opening in 2004. Each level of care focuses on nurturing as much independence as possible while providing just the right amount of assistance to make life enjoyable. “We’re often asked when assisted living might be appropriate for loves ones. Essentially, the answer is that once you start needing a little extra help with nursing care or tasks like bathing or dressing, assisted living can be a very helpful option,” Medeiros says.
For many, walking into The Plaza Assisted Living feels much like walking into a nice hotel or apartment building. ”To me, it feels like home. It’s just like you’re living in your own apartment, but at any time you can come out and socialize with the other residents and staff as well as visiting friends and family. You can find a friend in the Plaza Bistro and enjoy coffee together or join in on a group exercise class,” Medeiros says. “It’s an apartment complex, but it’s also a thriving community of seniors. And it comes with the security and peace of mind of knowing that you have access to nursing staff, who are available to assist you if you have a question or problem. Having that extra help does make you less worrisome and much more independent.”
There are many ways to discover The Plaza Assisted Living. Interested individuals may schedule a tour by calling 808-377-5292, take a virtual tour on the website at www.plazaassisitedliving.com, or “test drive” The Plaza’s facilities, services and amenities by booking a short-term respite stay (for as short as 1 week) at the Plaza Assisted Living property of their choice.
Scott A. Makuakane
Hiring a caregiver can be complicated. “You may think you are simplifying things by treating the caregiver as a ‘private contractor,’ says Scott Makuakane, principal of Est8Planning Counsel LLLC. “You tell the person, ‘I will pay you so much an hour, and you deal with the IRS and the State when it comes to paying taxes.’ But beware that the government will probably take the position that the caregiver is an employee, that you are an employer, and that all of the legal obligations that attach to those labels are applicable to your situation.” In other words, you will be responsible for withholding taxes, buying Worker’s Compensation insurance, and paying Social Security and Medicare taxes. If you fail to uphold your legal responsibilities, the penalties can be severe. Makuakane’s advises understandiing your legal responsibilities and potential liabilities. “Talk with your trusted advisors – your CPA, your lawyer and your insurance professional,” he says. “It is pretty easy to hire caregivers through a service that takes the tax, legal and insurance issues off your hands. This may seem like an expensive solution, but it can save you lots of pilikia and maybe lots of money in the long run.”
Visit us online at: www.est8planning.com
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