Giving is good business in Hawaii
Encourage intentional giving and use employer programs to make every dollar go further
Budgeting for giving: Make generosity a financial priority
In Hawaii, where community and compassion are deeply rooted in our way of life, giving isn’t just a seasonal gesture, it’s a year-round opportunity to make a meaningful impact. Whether you’re supporting local nonprofits, cultural organizations, or disaster relief efforts, incorporating charitable giving into your personal budget can help you give with intention and consistency.
Start with purposeful planning
Just like saving for retirement or planning for a vacation, giving works best when it’s part of your financial strategy. Begin by reviewing your monthly income and expenses, then decide on a realistic amount to allocate toward charitable contributions. Even a small, consistent amount—say 1–5% of your income—can add up over time and make a real difference.
Maximize your impact through employer programs
Brandy Oki, Chief Administrative Officer at HawaiiUSA Federal Credit Union
“Many Hawaii-based employers offer programs that can amplify your generosity,” suggests Brandy Oki, Chief Administrative Officer at HawaiiUSA Federal Credit Union. “Matching gift programs, for example, allow your employer to match your donation dollar-for-dollar, effectively doubling your contribution. Others offer payroll deduction options, making it easy to give regularly without having to manage separate transactions.”
“If you’re an employer or HR professional, consider promoting these benefits during onboarding or annual benefits reviews. Employees may not be aware that their giving can go further with just a few clicks,” reminds Brandy.
Track and celebrate your giving
Use budgeting apps or spreadsheets to track your donations throughout the year. Not only does this help with tax preparation, but it also gives you a chance to reflect on the causes you support and celebrate the impact you’ve made.
Giving feels good—and does good
Intentional giving isn’t just about money—it’s about aligning your values with your financial habits. By budgeting for generosity, you’re investing in the well-being of your community and reinforcing the spirit of aloha that makes Hawaii so special.
Get in touch with a HawaiiUSA expert today.
