Divorce is big business – maybe even bigger than the wedding business in America. That’s because contested divorces involve more than just lawyers. There are also accountants, parenting consultants and other niche specialists to be paid, plus the money spent…
Payroll cards are an alternative to paying employees by cash, check or direct deposit, but a new state law will make them more costly for companies. Paycards have gained traction nationally and about 14,000 workers in Hawaii are already paid…
I recently read “Flash Boys,” Michael Lewis’ account of how Wall Street has stolen from you, me and our 401ks. I was astonished by the sophisticated corruption, and about how many people and companies thought it was OK to cheat…
Question: I’m in the early stages of growing my small business. What are my best loan options if I have limited qualifications for financing? Answer: Securing capital through a loan can be challenging when you are just starting or…
Question: What are the best retirement plans for the self-employed? Answer: If you are self-employed or have a side business in addition to another job, the best retirement-savings options are solo 401(k) plans (either Roth or regular) or a…
Shonka, who oversees 300 employees, says First Insurance will continue to pursue core values exemplified in the acronym RICE: Respect for others; Integrity in all we do; Creating the future for ourselves and the community; and Excellent customer service. You…
Question: I heard the National Flood Insurance Program is moving away from “subsidized” rates. What does this mean? Answer: Due to the catastrophic nature of flooding, most private insurers exclude flood damage from their property insurance. To fill this need,…
You may have seen Kathy Sills selling her Aloha Pops frozen treats in front of the King Kamehameha statue or at Honolulu events such as Eat the Street. Her distinctive tricycle is tricked with a cooler packed with dry ice and $3 pops…
You have a business idea and are mapping out your business plan. Heather Moir-Dangler, chartered life underwriter and chartered financial consultant with Moir Financial & Insurance Services, suggests these five steps to ensure that appropriate risk management is included in…
