J.P. Schmidt President & CEO, Family Health Hawaii familyhealthhawaii.com Question: What steps should I take to make sure I choose the right health insurance for my employees without breaking the bank? Answer: Dealing with health insurance doesn’t have to be…
Credit cards are no longer an “if” question for most businesses, but “what” and “who” questions. “What technology should I use to process credit card payments and who will be my partner?” Answer those questions well, and you will take…
Divorce is big business – maybe even bigger than the wedding business in America. That’s because contested divorces involve more than just lawyers. There are also accountants, parenting consultants and other niche specialists to be paid, plus the money spent…
Payroll cards are an alternative to paying employees by cash, check or direct deposit, but a new state law will make them more costly for companies. Paycards have gained traction nationally and about 14,000 workers in Hawaii are already paid…
I recently read “Flash Boys,” Michael Lewis’ account of how Wall Street has stolen from you, me and our 401ks. I was astonished by the sophisticated corruption, and about how many people and companies thought it was OK to cheat…
Question: I’m in the early stages of growing my small business. What are my best loan options if I have limited qualifications for financing? Answer: Securing capital through a loan can be challenging when you are just starting or…
Question: What are the best retirement plans for the self-employed? Answer: If you are self-employed or have a side business in addition to another job, the best retirement-savings options are solo 401(k) plans (either Roth or regular) or a…
Shonka, who oversees 300 employees, says First Insurance will continue to pursue core values exemplified in the acronym RICE: Respect for others; Integrity in all we do; Creating the future for ourselves and the community; and Excellent customer service. You…
Question: I heard the National Flood Insurance Program is moving away from “subsidized” rates. What does this mean? Answer: Due to the catastrophic nature of flooding, most private insurers exclude flood damage from their property insurance. To fill this need,…
