Business & Industry

Ask the Expert: Loan Options

Question: I’m in the early stages of growing my small business. What are my best loan options if I have limited qualifications for financing?   Answer: Securing capital through a loan can be challenging when you are just starting or…

Not Your Parents' College Degrees

The world will always need people trained in traditional fields such as education, medicine and law. But many college students today are looking to emerging fields where the number of jobs are growing, not shrinking, or careers that seem more…

Ecofriendly Wrapping Paper

Problem: After years of attending weddings, birthdays and baby showers, Sara Smith had reached a tipping point. “I was feeling the weight of all the rubbish that was created by gift giving,” the Maui resident says. So she founded Wrappily last year…

Ask the Expert: Retirement Plans

Question: What are the best retirement plans for the self-employed?   Answer: If you are self-employed or have a side business in addition to another job, the best retirement-savings options are solo 401(k) plans (either Roth or regular) or a…

The Commerce of Hawaii Political Campaigns

The best political candidate in the world might get nowhere without a team of marketing, direct-mail, advertising, polling and other professionals to help refine the message and effectively deliver it to voters. It’s an election year and Alan Tang is…

High-Rises Design Inspired by the Ocean

It’s not your imagination, Honolulu is packed with high-rises. In fact, it ranks sixth in the United States —right behind San Francisco—and 30th in the world among cities with the most skyscrapers, according to Emporis, a building-industry information clearinghouse. Since…

Raising Funds for Hokulea's Worldwide Voyage

PHOTOS BY MONTE COSTA   “Raising funds in today’s economy is no easy task,” says Clyde Namuo, CEO of the Polynesian Voyaging Society. Neither is travelling around the world in a traditional Hawaiian sailing canoe, but the voyaging society is simultaneously…

Ask the Expert: Flood Insurance

Question: I heard the National Flood Insurance Program is moving away from “subsidized” rates. What does this mean? Answer: Due to the catastrophic nature of flooding, most private insurers exclude flood damage from their property insurance. To fill this need,…

5 Steps to Understanding Arbitration Clauses

Increasingly, small-business contracts include arbitration clauses that seek to limit potential lawsuits. Mark Davis, a partner with Davis Levin Livingston, offers these tips to help you understand arbitration clauses and avoid potential pitfalls. 1. Know the purpose of an arbitration clause…

Hawaii is Business Heaven, Not Hell

For many people around the world, Hawaii is paradise. They have a vision of pristine beaches, glorious sunsets and friendly people. In other words, heaven on earth. But when it comes to commerce, the vision of Hawaii from the outside…